Finance Your Dream Equipment

Simple, fast, and reliable financing solutions tailored to your needs.

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Dealify

About Dealify

We founded Dealify to give small businesses a fair go at finance.

Since day one, we have strived to build the best truck and machinery finance provider in Australia. For us, that means understanding our customers and delivering exactly what they need.

No more long delays for approvals. No more stacks of paperwork. No more dishonest bankers. Instead, we pride ourselves on our speed, honesty, and reliability.

Loan Calculator

The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you consult your financial adviser before taking out a loan.

This estimate is not an offer of credit and this finance product may not be suitable for you or available to you. You will need to make an application for credit to the lender. The Comparison rate for the purpose of the National Credit Code is based on a 5 year secured loan with a $0 residual.

Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate and the corresponding weekly repayment displayed are subject to change in accordance with lender interest rates.

T&C apply for qualifying lender rates. The interest rate you receive will be based on a range of factors, including (but not limited to) the size and term of the loan and your credit rating.

Why Choose Our Finance Partner?

Competitive Interest Rates

Our partner offers some of the most competitive rates in the market, helping you save money over the life of your loan.

Flexible Financing Options

We provide various financing options to suit different needs and circumstances, ensuring you find a plan that aligns perfectly with your budget and goals.

Exceptional Customer Service

Our team provides personalized service, guiding you through each step of the financing process with professionalism and care.

Frequently Asked Questions

What is financing?

Financing is a way to purchase an asset through a loan. Instead of paying the full price upfront, you make monthly payments to a lender until the loan is paid off. The asset serves as collateral for the loan.

What are the types of assets financing?

There are several types of assets financing: Dealership Financing, Bank or Credit Union Loans, Leasing.

What factors affect my loan interest rate?

Several factors can influence your car loan interest rate: Credit Score, Loan Term, Down Payment, Type of Asset.

How can I improve my chances of getting approved for financing?

To improve your chances: Check Your Credit, Save for a Down Payment, Choose a Realistic Loan Amount.

What is a down payment and how much should I put down?

A down payment is an upfront payment you make when purchasing an asset. A typical down payment ranges from 10% to 20% of the asset's price.

What is a loan term and how does it affect my payments?

The loan term is the length of time you have to repay the loan. Common terms range from 24 to 72 months.

Can I finance a used asset?

Yes, you can finance a used asset. Interest rates on used asset loans are typically higher than those for new assets.

What is the difference between a fixed-rate and a variable-rate loan?

Fixed-Rate Loan: The interest rate remains the same throughout the loan term. Variable-Rate Loan: The interest rate can fluctuate based on market conditions.

What happens if I miss a payment?

Missing a payment can result in late fees, a negative impact on your credit score, and potential repossession of the asset.

Can I pay off my loan early?

Many lenders allow you to pay off your loan early, but some may charge a prepayment penalty.

What is GAP insurance and do I need it?

GAP insurance covers the difference between what you owe on your car loan and the asset's actual cash value in the event of a total loss.

How do I apply for financing?

To apply for financing: Gather Documents, Check Your Credit, Shop Around, Submit Applications, Review Offers.

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